Privacy and Terms of Use

Site Policy
FinancialPoint® Corporation ("FinancialPoint") and its affiliates use reasonable care in providing information and resources. However, FinancialPoint does not guarantee that the information or resources are up to date, accurate or complete or appropriate for your circumstances. If you find an error, please notify FinancialPoint.

FINANCIALPOINT'S SERVICES ARE PROVIDED "AS IS" WITH NO WARRANTY, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. FINANCIALPOINT ASSUMES NO LIABILITY FOR ANY LOSS OR DAMAGE FOR ERRORS OR OMISSIONS IN ITS SERVICES WHETHER ARISING IN CONTRACT, NEGLIGENCE OR OTHERWISE. FINANCIALPOINT' DOES NOT WARRANT THAT THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCE WILL FINANCIALPOINT' BE LIABLE FOR ANY LOSS OR DAMAGE (INCLUDING ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXAMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY) CAUSED BY OR RELATING IN ANY WAY TO A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH THIS WEB SITE. THE INFORMATION PROVIDED ON THIS WEB SITE OR OTHERWISE PROVIDED TO YOU BY FINANCIALPOINT IS FOR EDUCATIONAL PURPOSES ONLY AND SHOULD NOT BE TREATED AS FINANCIAL OR ANY OTHER FORM OF ADVICE. IT IS THE USER'S RESPONSIBILITY TO EVALUATE THE USEFULNESS, ACCURACY AND COMPLETENESS OF ANY INFORMATION, RESOURCES OR ANY OTHER CONTENT AVAILABLE OR OBTAINED THROUGH THIS WEB SITE.

Legal Notice
Trademarks

FinancialPoint® is a registered trademark of FinancialPoint Corporation.

FinancialPoint Corporation or its affiliates may own other registered trademarks that are not listed herein.

Copyright
When using this Web site, FinancialPoint authorizes you to read, print and download any content for your personal or noncommercial purposes only. Use for any other purpose is strictly prohibited without the express written consent of FinancialPoint. The documents may not be modified. You may not reproduce, copy or redistribute the design or layout of this Web site, individual elements of the Web site design or FinancialPoint logos without the express written permission of FinancialPoint.

Privacy Statement
The Internet is not a completely secure environment. FinancialPoint treats all communications in a confidential manner. Please read below to understand how your personal information will be used when you utilize our services.

Security
Unfortunately, data transmission over the Internet is not completely secure. While we try to protect your personal information, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk.

Your account is password protected. We highly recommend that you do not disclose your password to anyone. You are responsible for maintaining the secrecy of your password(s). We will not request your password in an unsolicited phone call or e-mail.

Remember to log out of your account and close your browser window when you have finished. This helps prevent others from accessing your personal information and correspondence.

Registration
When you register to receive services from FinancialPoint, we may require you to submit personal information. We will not disclose your personally identifiable data to third parties without your permission. However, personally identifiable information may be disclosed when required by law or if it becomes necessary to bring legal action against someone who has violated the terms and conditions of this site.

IP Addresses
FinancialPoint will collect IP addresses for systems administration, to report aggregate information, to troubleshoot problems and to audit and improve the use of our Web site. We will use IP addresses to identify a user only when necessary to enforce compliance with our terms of service or to protect our service, site, customers or others.

Partnerships/Third Parties
Please be aware that certain content providers may have privacy policies and terms of use that are separate and distinct from the policies set forth on the this Web site Terms of Use page. In addition, it is possible that a content provider may use cookies.

E-mail Privacy Policy
Our e-mail privacy policy is designed to demonstrate our firm commitment to your privacy and the protection of your information.

We use reasonable security measures to protect against the loss, misuse and alteration of data used by our system.

We will never share, sell or rent individual personal information with anyone without your advance permission or unless ordered by a court of law or if it becomes necessary to bring legal action against someone who has violated the terms and conditions of this site. Information submitted to us is only available to employees managing this information for purposes of contacting you or sending you e-mails, and for purposes of providing services relating to our communications with you.

Updates to Terms of Use
We may change or update these Terms of Use from time to time without notice. You should periodically review these Terms of Use so that you are aware of any such changes, as your use of this Web site after any such changes shall be considered your acceptance of the revised Terms.

By using this Web site, you acknowledge and agree that you have read and understand these Terms of Use, and that you expressly agree to be bound by them. If you disagree with these Terms of Use, you should not use this Web site.